Frequently Asked Questions
Can I use the OTC card for any product at the store?
Do unused OTC funds roll over?
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Supplemental
A quarterly or annual allowance to spend on approved OTC health items at participating stores.
The OTC benefit is a supplemental allowance you can spend on approved health products — vitamins, pain relievers, cold medicine, bandages, blood pressure monitors, and more — without a prescription.
Plans typically load a fixed dollar amount onto a special benefit card each quarter (every 3 months). Common allowances range from $50–$200 per quarter. Unused balances usually do not roll over.
You can use your OTC benefit at major retailers (Walmart, CVS, Walgreens) or order online through your plan's OTC catalog. About 34% of Medicare Advantage plans in NC and SC include an OTC allowance.
Skyler Abilla helps you find plans with the benefits that matter most to you.
