Clover HealthAlignment Health PlanCMS Star Rating (2026)3.5 / 5 stars5.0 / 5 starsPlans AvailableNot available in NC — operates in SC (22 counties)Not offered in Alamance County — available across 16 NC countiesMonthly Premium$0/mo (other state)$0–$36/mo (statewide)Max Out-of-Pocket$6,500–$9,250$3,400–$9,250Plan TypesPPOHMO, HMO C-SNP, HMO-POS C-SNP, HMO-POS D-SNP, PPO
Clover Health
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3.5
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0
plans in county
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$0/mo
PPO
$6,500–$9,250
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Prescription drug coverage (Part D)
Alignment Health Plan
5
0
plans in county
$0–$36/mo
HMO, HMO C-SNP, HMO-POS C-SNP, HMO-POS D-SNP, PPO
$3,400–$9,250
