| Clover Health | Alignment Health Plan | |
|---|---|---|
| CMS Star Rating (2026) | 3.5 / 5 stars | 5.0 / 5 stars |
| Plans Available | Not offered in Spartanburg County — available across 22 SC counties | Not available in SC — operates in NC (16 counties) |
| Monthly Premium | $0/mo (statewide) | $0–$36/mo (other state) |
| Max Out-of-Pocket | $6,500–$9,250 | $3,400–$9,250 |
| Plan Types | PPO | HMO, HMO C-SNP, HMO-POS C-SNP, HMO-POS D-SNP, PPO |
Clover Health
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3.5
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0
plans in county
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$0/mo
PPO
$6,500–$9,250
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Prescription drug coverage (Part D)
Alignment Health Plan
5
0
plans in county
$0–$36/mo
HMO, HMO C-SNP, HMO-POS C-SNP, HMO-POS D-SNP, PPO
$3,400–$9,250
