| Clover Health | Blue Cross and Blue Shield of North Carolina | |
|---|---|---|
| CMS Star Rating (2026) | 3.5 / 5 stars | 4.5 / 5 stars |
| Plans Available | Not offered in Spartanburg County — available across 22 SC counties | Not available in SC — operates in NC (101 counties) |
| Monthly Premium | $0/mo (statewide) | $0–$53/mo (other state) |
| Max Out-of-Pocket | $6,500–$9,250 | $3,900–$9,250 |
| Plan Types | PPO | HMO, HMO-POS, HMO-POS D-SNP, PDP, PPO |
Clover Health
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3.5
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0
plans in county
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$0/mo
PPO
$6,500–$9,250
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Prescription drug coverage (Part D)
Blue Cross and Blue Shield of North Carolina
4.5
0
plans in county
$0–$53/mo
HMO, HMO-POS, HMO-POS D-SNP, PDP, PPO
$3,900–$9,250
