| Experience Health | Clover Health | |
|---|---|---|
| CMS Star Rating (2026) | 3.5 / 5 stars | 3.5 / 5 stars |
| Plans Available | Not available in SC — operates in NC (8 counties) | Not offered in York County — available across 22 SC counties |
| Monthly Premium | $7/mo (other state) | $0/mo (statewide) |
| Max Out-of-Pocket | $6,500–$6,500 | $6,500–$9,250 |
| Plan Types | HMO | PPO |
Experience Health
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3.5
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0
plans in county
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$7/mo
HMO
$6,500–$6,500
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Prescription drug coverage (Part D)
Clover Health
3.5
0
plans in county
$0/mo
PPO
$6,500–$9,250
