| NHC Advantage | Clover Health | |
|---|---|---|
| CMS Star Rating (2026) | 5.0 / 5 stars | 3.5 / 5 stars |
| Plans Available | 2 plans in Alamance County | Not available in NC — operates in SC (22 counties) |
| Monthly Premium | $0–$31/mo | $0/mo (other state) |
| Max Out-of-Pocket | $5,000–$8,100 | $6,500–$9,250 |
| Plan Types | HMO I-SNP | PPO |
NHC Advantage
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5
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2
plans in county
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$0–$31/mo
HMO I-SNP
$5,000–$8,100
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Prescription drug coverage (Part D); Institutional SNP plans
Clover Health
3.5
0
plans in county
$0/mo
PPO
$6,500–$9,250
