| UnitedHealthcare | Blue Cross and Blue Shield of North Carolina | |
|---|---|---|
| CMS Star Rating (2026) | 3.5 / 5 stars | 4.5 / 5 stars |
| Plans Available | 12 plans in Pickens County | Not available in SC — operates in NC (101 counties) |
| Monthly Premium | $0–$58/mo | $0–$53/mo (other state) |
| Max Out-of-Pocket | $5,900–$9,250 | $3,900–$9,250 |
| Plan Types | HMO-POS, PPO, PPO C-SNP, PPO D-SNP, PPO I-SNP, Regional PPO, Regional PPO C-SNP | HMO, HMO-POS, HMO-POS D-SNP, PDP, PPO |
UnitedHealthcare
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3.5
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12
plans in county
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$0–$58/mo
HMO-POS, PPO, PPO C-SNP, PPO D-SNP, PPO I-SNP, Regional PPO, Regional PPO C-SNP
$5,900–$9,250
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Prescription drug coverage (Part D); Dual-eligible (Medicare + Medicaid) plans; Chronic condition SNP plans; Institutional SNP plans
Blue Cross and Blue Shield of North Carolina
4.5
0
plans in county
$0–$53/mo
HMO, HMO-POS, HMO-POS D-SNP, PDP, PPO
$3,900–$9,250
