| UnitedHealthcare | Clover Health | |
|---|---|---|
| CMS Star Rating (2026) | 4.0 / 5 stars | 3.5 / 5 stars |
| Plans Available | 15 plans in Alamance County | Not available in NC — operates in SC (22 counties) |
| Monthly Premium | $0–$255/mo | $0/mo (other state) |
| Max Out-of-Pocket | $3,000–$9,250 | $6,500–$9,250 |
| Plan Types | HMO-POS, HMO-POS C-SNP, HMO-POS D-SNP, PPO, PPO D-SNP, PPO I-SNP | PPO |
UnitedHealthcare
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4
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15
plans in county
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$0–$255/mo
HMO-POS, HMO-POS C-SNP, HMO-POS D-SNP, PPO, PPO D-SNP, PPO I-SNP
$3,000–$9,250
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Prescription drug coverage (Part D); Dual-eligible (Medicare + Medicaid) plans; Chronic condition SNP plans; Institutional SNP plans
Clover Health
3.5
0
plans in county
$0/mo
PPO
$6,500–$9,250
