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BlueCross Total PPO Is Leaving Beaufort County in 2027. What Members Should Do

by

Skyler Abilla

BlueCross Total PPO Is Leaving Beaufort County in 2027. What Members Should Do

BlueCross BlueShield of South Carolina is pulling its Total PPO from Beaufort and Charleston counties for 2027. Here is the timeline and your options.

BlueCross Total PPO Leaving Beaufort County in 2027

BlueCross Total PPO Is Leaving Beaufort County in 2027. Here's What to Do.

If you have BlueCross BlueShield of South Carolina's Total PPO, your plan will not be available in Beaufort County next year. You have time to pick a new one, but not a lot of it.

2,505
Members in the Total PPO plan leaving Beaufort and Charleston counties
2
Lowcountry counties losing the plan for 2027
Dec 7
Last day of Annual Enrollment to pick a new plan

What is changing

BlueCross BlueShield of South Carolina is removing its BlueCross Total (PPO) plan, contract H8003-003, from Beaufort and Charleston counties for 2027. The plan ends on December 31, 2026. Members who live in either county will need a new plan to keep coverage on January 1.

If you got a letter

Plans that leave an area must notify their members in writing. If you got a non-renewal letter from BlueCross, that is this change. You are not losing Medicare. You are losing this one private plan, and you can choose another.

Your options

You can join another Medicare Advantage plan sold in Beaufort County, or return to Original Medicare and add a Part D drug plan and, if you qualify, a Medicare Supplement. BlueCross's own plan page lists BlueCross Total Value, a $0 premium plan, and BlueCross Blue Basic for Beaufort County in 2027. Other companies sell plans here too.

Check the dental benefit

The Total plan included preventive and comprehensive dental. BlueCross lists Total Value with preventive dental only. If dental matters to you, read each plan's Summary of Benefits before you switch, and compare what each one covers and what it pays per year.

Check your doctors and drugs

A new plan can have a different network and formulary. Confirm each doctor you see, including those in Hilton Head and Savannah, and make sure each prescription is covered at a price you can afford.

Talk to a local agent

Skyler Abilla is a licensed Medicare agent in Bluffton. Comparing plans with an agent costs you nothing. Call (843) 284-6815 or book a free call.

Annual Enrollment runs October 15 to December 7. A special enrollment period for people whose plan is ending is reported to run from December 8, 2026 to February 28, 2027. Do not wait. Choose a plan by December 7 to avoid a gap in coverage.
Members in BlueCross Total PPO Plans Leaving Counties for 2027

Source: Medicare Advantage plan-ending data compiled by GetFastRates (South Carolina, 2027); BlueCross BlueShield of South Carolina Medicare Advantage plan page.

A note on this data: Member counts and service-area changes come from a third-party summary of 2027 plan-ending data and BlueCross's public plan page, and may change. Confirm your own plan's status in your non-renewal letter or Evidence of Coverage. Benefits and enrollment dates can change.

This article is for educational purposes only. Abilla Advisors does not offer every plan available in your area. For information on all of your options, contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP). This content is not connected with or endorsed by the U.S. Government or the federal Medicare program.

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